There are certain turning points in human history. Some of these turning points are: the use of fire, the invention of the wheel, the discovery of gunpowder, the use of money, the discovery of the printing press, the discovery of the internal combustion engine. The use of money can be examined in a completely different field. Previously, people used their needs with the Barter system, an exchange system. Everybody would give what they produce and buy what they need. With the use of money settled in the center of everything. The biggest source of power and investment was money. Thanks to the power of money, religious or ethnic differences are no longer the first for people. We have a saying; It means the one who gives the money, the whistle, so the one who has the money wants it.

Advances in technology have brought great innovations in all sectors. All areas such as shopping, banking and finance, communication and communication and industry are benefiting from technological developments. We are able to perform our banking and financial transactions almost entirely in digital environment through the internet. In the digital world where there are no limits, we have the opportunity to invest anywhere in the world. People who want to invest in other countries’ assets or even leveraged transactions can even invest in Forex markets. We can do this through institutions or companies that provide a secure environment.

Today, the biggest factor determining the balance of power in the world was the economy. Economically strong countries are taking the lead position in the world. Even sanctions and wars in the world are being done through the economy. Economic restrictions and sanctions have become a huge weapon. The countries with the world’s reserve money became the leaders of the finance world. New York, London, Beijing, Tokyo, Frankfurt are the biggest examples.

Blockchain Technology, which is one of the biggest innovations of technology, has brought great innovations to the financial sector. It is used in many projects due to its decentralization, transparent structure and superior security features. Thanks to the projects realized in this platform, many problems were solved. The digital assets of these successful projects, Crypto currencies, have also created a new resource for the financial sector. All other crypto coins, especially Bitcoin, have now proven themselves on the market. We can now say that it has reached a market value of 350 billion dollars. We can say that this figure has doubled in 2017.

The digitalization of money is the most natural result when the world is digitized. There are many experts who think that crypto currencies will replace the reserve currencies. In fact, the news of the crypto money that a social media organization is considering to produce has had a great impact in the world, especially in America. The trading platform of these crypto coins, which are thought to shape our future too much, has not been fully understood by everyone. Crypto currencies could not be fully understood, traded, stored, and traded with Fiat currencies. I would like to talk to you about a new project that will provide all banking services for Crypto currencies today. The name of this project is POINTPAY, you can find more information about the project at https://pointpay.io/ or from the https://cdn.pointpay.io/WhitePaper__en.pdf?cache=1.4 white paper report.

POINTPAY will create a superior platform where all transactions can be made on behalf of crypto money banking. Wallets with superior security to store assets, crypto currency transactions, and traditional banking transactions, as well as crypto money banking is a banking system that can handle all crypto money transactions. There are projects that do these operations separately, but all of them will only take place on POINTPAY platform. Transaction confusion and lack of confidence will be eliminated so that both of the market problems will be eliminated.

The biggest problem of the crypto currency market is that the use of other Fiat currencies is not fully realized. If the use of crypto money is provided in daily life, this problem will be eliminated. If people prefer these money for investment or expenditure, all problems in the market will disappear. Thanks to the PointPay platform, such as local and international currencies in classical banking transactions, all transactions will be made from crypto currencies.

PointPay Crypto Bank: It protects your crypto scales and your earnings. Password protected assets will be rewarded with various interest rates as well as gaining value through the PointPay bank. In addition, you will be profitable with profitable transactions that are not subject to high-cost transactions to perform your transactions.

POINTPAY, Crypto Bank will have a wide technical service capacity and thanks to these features will provide the following banking services:

Cryptocredit and cryptodebit cards will work together with Visa and with the main card you can withdraw money anywhere in the world.


Loans to buy a car

Cryptocurrency mortgage

Cryptocurrency deposit and savings accounts

Stock trading in crypto currency

Worldwide Cryptocurrency transactions and transfers

Through the provision of services in the Forex market

Mobile crypto banking

Virtual encryption card

P2P credits

Cryptosoft for ATM, software will be developed to support PointPay and will be integrated into commercial ATMs

Banking and legal services consultancy

Crypto money making

PointPay Multi-Currency Wallet: An area designed to prevent your assets from losing value. Real and crypto currencies are designed as a high-end secure wallet that can be transferred under high protection without theft problem.

POINTPAY Multi Currency Wallet will have the following features;

Ability to store preferred password,

Ability to pay for public services,

Process history production,

Send and receive money via SMS and email

2fa authentication protected

All existing asset balance is shown in the selected currency

PointPay Crypto Exchange Platform: it is a very powerful area of the platform that will offer you your transactions in your crypto currency with all-in-one service and will be the pioneer in swap transactions. At the same time, as a result of low payments, platform increase in transfer transactions can be achieved.

Security measures to be provided in the field of banking;

Face ID

Voice ID

SPV integration

Fixed Error checks

Ensuring the creation of strict passwords for security


2fa authentication.

TOKEN and ICO Information:

Token Name: POINTPAY

Token Icon: PXP

Token Platform: Ethereum

Token Type: ERC-20

Total Token Amount: 1,000,000,000 PXP

Amount of Token to be sold: 500,000,000 PXP

Softcap: 1,000,000 USD

Hardcap: 30,000,000 USD

Token Price:

First round = 0.10 USD

Second round = 0.20 USD

Third round = 0.30 USD

Note: Unsold Tokens will be burned.





Nowadays, it is a great project developed for crypto coins which will be a currency that is increasing by people’s interest day by day and accepted by everyone in the future. Through this project, people’s perspective on crypto money will change completely. No one will be afraid of crypto money anymore. Uncertainty, lack of information, confusion and a sense of insecurity will be eliminated. All people will be able to enter this market without fear. The difference in transaction and understanding between crypto coins and Fiat currencies will be eliminated. I think that this project, which will contribute greatly to the development and expansion of the market, will be successful. You can find out the answers to all the questions you may have about the project from the links below. After your personal research, you can decide to participate in the project yourself.



Website: https://pointpay.io/

Whitepaper: https://cdn.pointpay.io/WhitePaper__en.pdf?cache=1.4

ANN Thread: https://bitcointalk.org/index.php?topic=5146099

Telegram: https://t.me/pointpay_talks

Twitter: https://twitter.com/PointPay1

LinkedIn: https://www.linkedin.com/company/pointpay/about/

Facebook: https://www.facebook.com/PointPayLtd

Reddit: https://www.reddit.com/user/PointPay

Medium: https://medium.com/@pointpay

YouTube: https://www.youtube.com/channel/UCS-_VDX97myxM5yLPYezH-

Github: https://github.com/pointpay-technologies/sc


Bitcointalk Username: bitcether

My Bitcointalk Url: https://bitcointalk.org/index.php?action=profile;u=2535552

My Ether Address: 0x20719d9c3bf80d81c84b1ba006fcd3e59ba27012

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